We love getting points. Especially through credit cards. It feels like we’re getting free stuff when we buy items with points. And credit card points are a part of a larger ecosystem called loyalty reward programs. These programs can be as simple as a punch card where your 11th burrito is free or as involved as airline miles and credit card points. Loyalty programs are advantageous for companies for two main reasons. The first is
A former high-flying JP Morgan trader turned cryptocurrency fund manager says banks "have absolutely failed to innovate in any way, shape, or form and now they’re paying the price" in the cryptocurrency market.