Ever wondered what it would be like to own only a part of luxury real estate in New York without spending a fortune? This is where asset tokenization jumps in.
With some of the best RWA crypto platforms, you can access various real-world assets at a fraction of the cost. Some projects also help you tokenize assets you own, such as art collections, real estate, and even intellectual properties.
However, with so many RWA projects on the market, such as Algorand, Maker, and Mantra, finding the one that best suits your needs isn’t easy.
To help, we’ve explored a few of the best RWA cryptos worth considering, covering their current token prices, project details, staking options, asset management, and more.
Best RWA Crypto Projects to Invest in – Editor’s Choice
Here’s our curated list of RWA cryptos worth exploring.
| Chainlink ($LINK) | Merges reliable real-world data feeds and smart contracts |
| Avalanche ($AVAX) | Brings scalability, interoperability, and speed to RWA trading |
| Mantra ($OM) | Compliant RWA tokenization with cross-chain connectivity |
| Algorand ($ALGO) | Quantum-resistant blockchain supporting Web3 education |
| Quant ($QNT) | Enterprise-grade tokenization solution with major bank partnerships |
| MakerDAO/Sky ($MKR/$SKY) | DeFi pioneer focused on decentralized borrowing and saving |
What Are RWA Coins, and Why Are They Important?
Real-world assets (RWAs) are digital tokens that represent physical and traditional financial assets (real estate, art, collectibles, music rights, bonds, credit, gaming assets, or intellectual property) on a blockchain. RWA tokenization bridges the gap between the digital and physical by moving the assets on-chain.
By tokenizing RWAs, you can purchase part of the asset, such as real estate or luxury goods, at a fraction of the cost. Global availability opens doors to you regardless of your location and financial status – it’s an inclusive option for individuals who otherwise couldn’t access high-value assets and exclusive markets.
These projects bridge traditional investments with new opportunities and introduce a fair market for everyone. There’s massive market potential where trillions of dollars in various assets can be tokenized.
What’s more, major financial institutions like JPMorgan and BlackRock are actively exploring tokenization, which brings liquidity and accessibility to traditionally exclusive asset classes. Their move signals mainstream acceptance and could speed up the creation of regulatory frameworks.
Finally, smart contracts enable transparent and secure transactions, reducing the chances of fraud and increasing trust.
How Does RWA Tokenization Work?
Imagine you own an office building that you’re renting, but you’re not earning revenue as expected. You heard about tokenization, so you decide to tokenize your building in the hope of an additional income stream.
This means you’d create a token on your preferred blockchain network to mirror your whole building, square feet/meters of the building, or only several offices. Here are some general steps you’d follow:
- Identify a suitable real-world asset: In your case, the building.
- Confirm ownership: Depending on regulations, you might have to submit documentation showing that you own the space.
- Understand current regulations and market demand: Laws can change abruptly, and the crypto market is volatile (both can affect your RWA token).
- Select a token standard: The type of token – fungible for fractions of your building, non-fungible for full ownership.
- Select a blockchain network to mint tokens: The blockchain you choose will depend on transaction speed, security, smart contract support, and asset type.
- Deploy smart contracts on the blockchain: You should know some basics of smart contract creation and deployment for this step. If you’re not overly technical, you can use platforms like Mantra.
- Integrate off-chain data: Integrate data such as asset value onto the blockchain. You’d use an oracle (like Chainlink) to fetch data or store your building’s information on a server and then link it to the token.
- Implement custody solutions: Use off-chain (such as BitGo or Coinbase Custody) or on-chain custody (such as Maker or Algorand) to manage tokenization and ensure compliance.
From here, smart contracts should automatically handle token ownership, transactions, compliance, and other aspects of the process – even staking, lending, or borrowing of RWA tokens – if you designed them to do so.
As the asset owner, you are responsible for its management. However, this comes with potential risks. You’d have to prove you truly own the asset and might face some legal issues with contracts and buyers’ rights.
If you find real-world asset management too much to deal with, you do get external asset managers and/or decentralized autonomous organizations (DAOs) that can deal with governance for you.
If you’re also looking to monetize RWAs, know that the monetization approach will vary based on how you wish to manage assets. For example, if you’re looking to tokenize a $1M building, you’ll create 1M tokens. Then, you keep 70% of the tokens and the ownership of 70% of your asset while you offer to sell the remaining 30%.
In other cases, you might want to give up ownership to the buyer(s) in full. In this example, you’d tokenize 100% of your $1M building by issuing 1M security tokens and selling all of them to investors.
Types of Assets RWA Crypto Projects Can Tokenize
Both tangible and intangible assets can be tokenized. Some examples of tangible assets include (but aren’t limited to):
- 🏠 Real estate: Homes, apartments, commercial properties. Some crypto projects that tokenize real estate include Avalanche and Mantra.
- 🪙 Commodities: Such as precious metals or agricultural products. RWA cryptos that support this tokenization include Maker and Algorand.
- 🌍 Natural resources: Farms, timberland, or solar cells, for example. Projects like Algorand and Dimitra (with Mantra) work on this form of tokenization.
- 🚀 Luxury items: Art collections, watches, and rare collectibles. Owners can tokenize these assets on Avalanche, Mantra, LCX, and similar platforms.
Some intangible assets that can be tokenized are:
- 💰 Financial instruments: These include bonds, stocks, and other securities. Projects like Maker and Ondo Finance facilitate this.
- 📜 Digital collectibles and art: Platforms like Avalanche and Algorand let one create NFTs that represent digital art and collectibles (such as game items).
- 🧠 Intellectual property rights: Such as rights to music, films, and books. Algorand offers artists the right support to make the move toward tokenization.
Benefits of RWA Tokenization to Consider
As an investor, these are some of the benefits you can enjoy.
| Entering a high-value investment at a fraction of the cost | Purchase just a few square meters of an ultra-expensive apartment in New York instead of the whole space |
| Constant liquidity | Buy or sell RWA tokens 24/7, as the crypto market never closes |
| Global availability | Access RWAs from anywhere in the world (as long as an exchange/wallet is available and you can register) |
| Transparency | Lets you verify who owns the asset, when it was tokenized, its value, and other info without the fear of the data being altered |
| Potential for staking, lending, or borrowing | Offers passive earning opportunities via interest and staking |
On the other hand, as an asset owner, you can reap benefits like these.
| Unlock liquidity and still own the asset | Keep ownership of your asset, but let others trade a tokenized version of it (you could also trade your share) |
| Reach a wider investor base | Attract many smaller global investors (due to fractional ownership and blockchain’s reach) |
| Move away from intermediaries | Less reliance on intermediaries like banks, brokers, and custodians due to smart contracts |
| Generate new income streams | Sell parts of your asset, generate yield-bearing tokens, use decentralized finance, or even offer VIP access to an asset you own |
Potential Risks Worth Noting
The tokenization regulatory framework is still evolving globally. It might take some time for governments to understand the importance of RWA coins and work on regulations. For example, Switzerland regulates RWAs as securities, while China has outright banned them.
A regulatory framework would clarify and streamline the management of legal ownership. In some cases, the asset custody and management remain the responsibility of an asset owner; in others, they’re managed by a third party working with the RWA crypto project.
Real-world integration might still take time, as some people still aren’t familiar with cryptocurrencies. Major financial institutions like BlackRock and JPMorgan might bring the trend to the masses.
Furthermore, there’s always a risk of smart contract vulnerabilities. A tiny coding error, poor access control, or lack of upgradability could lead to exploits. RWA contracts also rely on off-chain data, and if that data is corrupted or manipulated, so is the smart contract.
Finally, the volatility of the crypto market is always present. Many investors buy cryptos based on hype, and media manipulation can make or break a token. When prices drop, people panic, and RWAs are likely to follow the general market sentiment.
Reviewed & Analyzed – What Are the Best RWA Cryptos to Buy in 2025?
Read on as we explore the best RWA crypto to buy in more detail.
1. Chainlink ($LINK) – Merges Reliable Real-World Data Feeds and Smart Contracts
Blockchain: Primarily Ethereum, but is compatible with other networks with Cross-Chain Interoperability Protocol
Market cap: $9B
Exchanges: Binance, Uniswap, Bybit, Coinbase, Upbit, OKX, Bitget, MEXC
Chainlink focuses on universally connected smart contracts. It uses a decentralized oracle network that allows blockchains to interact with various data feeds, events, and payment methods that occur off-chain.
Chainlink’s oracle is the essence of RWA tokenization. Simply said, oracle nodes allow the blockchain to connect to real-world data and enable smart contract execution based on inputs and outputs.
With it, the off-chain data and on-chain code combine to form a decentralized application, which can serve for asset tokenization.
The project runs primarily on Ethereum, but with its Cross-Chain Interoperability Protocol, it can communicate with hundreds of additional networks, some of them being BNB Chain, Solana, and Polygon.
While it doesn’t support direct asset tokenization, the project acts as a backbone for other projects that do. It also doesn’t allow direct asset management.
Still, you can use Chainlink’s data feeds to tokenize various assets, including fiat currency, equities, T-bills, commodities, intellectual property, and fine art, through other platforms like Maker.
If you’re still worried about trusting Chainlink, know that it has strong institutional support and partnerships with companies like Visa, Google Wallet, Reddit, Uber, and Lyft. This means Chainlink might find its place in Web2 applications, including centralized finance. With this in mind, the overall community sentiment is positive, and holders are bullish.
The project has an established network of developers, node operators, and holders. It’s also moving toward decentralized governance, where $LINK holders will have a say in protocol security.
It appears that Chainlink has found its place in the crypto industry. The team saw great progress in 2024 when multiple central banks (BNP Paribas, Lloyds Banking Group) and governments (Singapore, Brazil) joined Chainlink, which shows dedication and that it’s a solid product that will likely grow further.
In fact, it currently ranks #13 among all cryptos and first among RWA tokens on CoinMarketCap.
2. Avalanche ($AVAX) – Brings Scalability, Interoperability, and Speed to RWA Trading
Blockchain: Runs on three core blockchains: Exchange Chain (X-Chain), Contract Chain (C-Chain), and Platform Chain (P-Chain)
Market cap: $8.69B
Exchanges: Binance, Bybit, Coinbase, Upbit, OKX, Bitget, MEXC, Gate, HTX
Avalanche is a Layer-1 blockchain that’s considered an Ethereum competitor, with high transaction output and a unique architecture consisting of three chains:
- X-Chain( Exchange Chain): Handles $AVAX transfers and asset creation/trading
- P-Chain (Platform Chain): Manages network validators, subnets, and governance
- C-Chain (Contract Chain): Runs smart contracts and dApps (Ethereum-compatible)
To start the process, select your asset. Then, determine the type of token – you can tokenize an artwork as an NFT (for unique representation) or a fungible token (to divide it into shares). Now, set up a wallet and secure asset custody, then deploy a smart contract that legally links the tokens to the physical asset before minting.
Once tokenized, you can manage and monetize your RWA token via smart contracts and your wallet. Remember, the type of token you mint will depend on your intended use. Luckily, Avalanche offers documentation to help you tokenize real estate, company equity, art, collectibles, and other assets.
Besides tokenization, Avalanche attempts to solve the blockchain trilemma with its three interoperable blockchains. It’s trying to achieve decentralization, scalability, and security at the same time. At the moment, Avalanche does this more effectively than other networks with the help of the Snowball algorithm.
After all, the team’s dedication and hard work contribute to the overall positive sentiment among investors. Avalanche is very active and focused on global expansion. For example, it has recently tokenized $240B in real estate in New Jersey.
If you’re also into staking, you’ll be happy to know that a total of 50% of $AVAX coins go towards staking rewards.
Still, $AVAX stayed strong, as the #14 among all cryptocurrencies and second in the RWA category, making it one of the best crypto coins for RWA.
When it comes to further improvements, in 2025, you might see the Etna upgrade, Avalanche9000 campaign, subnet rebranding, gas fee reductions, additional grant programs, and the launch of a developer platform.
3. Mantra ($OM) – Compliant Tokenization with Cross-Chain Connectivity
Blockchain: Cosmos SDK
Market cap: $301M
Exchanges: Binance, Uniswap, Bybit, Upbit, OKX, Bitget, MEXC, Gate, HTX
Mantra operates on the Cosmos SDK framework, which facilitates the creation of custom blockchains. This allows users to build custom regulatory compliance and asset management features and tools directly on the blockchain. This is also why Mantra supports the tokenization of various assets, such as real estate, commodities, and art.
The blockchain is highly scalable, with a variety of applications (identity verification modules or Infrastructure as a Service) and yield-generation features (Mantra Finance). It also supports CosmWasm, where developers can build flexible and secure smart contracts.
Cosmos SDK makes Mantra interoperable with other blockchains through IBC (Inter-Blockchain Communication), so Mantra’s RWA tokens can interact with the broader crypto ecosystem.
It’s worth noting that while Mantra Chain has existed since 2020, the Cosmos mainnet only launched in 2024. Community sentiment leans toward positive, and recent partnerships show expansion. For example, Dimitra has recently joined Mantra to tokenize agricultural assets. Mantra also joined forces with WIN Investments to tokenize sports assets.
Other partners include Google Cloud and some of the bigger names in crypto, such as Trust Wallet and Ledger Live. Mantra is also the first RWA blockchain to integrate with Binance.
$OM currently costs less than a dollar, which may be a good opportunity to enter, as the project still has solid grounds for growth.
You should also be aware that, as of June 2025, Mantra’s roadmap hasn’t been touched for 12 months. Only the Foundation Grant and Developer Portal have been announced so far.
4. Algorand ($ALGO) – Quantum-Resistant Blockchain Supporting Web3 Education
Blockchain: Algorand
Market cap: $1.66B
Exchanges: Binance, Bybit, Coinbase, Upbit, OKX, Bitget, MEXC, Gate, HTX
Algorand blockchain focuses on transaction speed and low fees. It supports various applications – decentralized finance, supply chain management, payment applications, authentication apps, and others.
You can tokenize various assets, including real estate, commodities, securities, loyalty points, and art. These assets are also easy to manage and monetize via Algorand’s custodial infrastructure and smart contracts.
Plus, Algorand presents itself as a leader in post-quantum readiness. This means its systems can defend against potential quantum attacks by transitioning to new algorithms and utilizing better cryptography.
Algorand is actually among the first crypto projects to prepare for quantum computing threats – quantum computers can break current cryptography by solving mathematical problems exponentially faster than regular computers. FALCON is a cryptography tool that protects the chain specifically against quantum attacks. But that’s not all.
Its Pure Proof-of-Stake (PPoS) consensus mechanism also brings an efficient consensus. Any user with over 30K $ALGO tokens can randomly be selected to propose and validate blocks. There’s no lock-up period, and holders get rewards periodically.
Algorand Foundation is actively involved in getting its name out there and is making steady progress on its roadmap. It already offers staking rewards, improves network infrastructure, and has launched Pera Wallet with Pera Card.
When it comes to RWA projects and partnerships, Algorand works with Lofty, aiming to provide fractional ownership of real estate in the US. This means you might soon be able to expand your portfolio with US-based real estate tokenized on Algorand’s blockchain.
5. Quant ($QNT) – Enterprise-Grade Tokenization Solution with Major Bank Partnerships
Blockchain: Ethereum
Market cap: $1.31B
Exchanges: Binance, Bybit, Coinbase, Bitget, MEXC, Gate, Uniswap, KuCoin, Crypto.com
Quant connects blockchains (Bitcoin, Ethereum, Hyperledger, R3 Corda) with each other and the broader traditional financial system via its proprietary Overledger.
With Quant, you can tokenize financial instruments, real estate, IP, access rights (such as membership tokens and SaaS licenses), supply chain elements (like inventory, IoT data, and certificates of origin), and more.
Additionally, Overledger enables applications that let you assign rights, track movement, set rules, and analyze token activity. If you’re looking to monetize, you can sell your asset, utilize cross-chain liquidity, or explore recurring revenue features.
Still, the most interesting aspect of Quant is its interoperability. It bridges different blockchains and offers projects access to a greater user base.
As a result, Quant serves mainly corporates, banks, and capital markets, with the latest partner being the European Central Bank. It positions itself as the key part of the global financial system, with RWA features appearing to be a secondary option.
If you’re into numbers, know that Quant had a 12.70% gain in price since last year. Its market cap is $1.32B, and it ranks #9 in the RWA category on CoinMarketCap.
6. MakerDAO/Sky ($MKR/$SKY) – DeFi Pioneer Focused on Decentralized Borrowing and Saving
Blockchain: Ethereum
Market cap: $1.56B
Exchanges: Binance, Uniswap, Bybit, Coinbase, OKX, Bitget, MEXC, Gate, HTX
MakerDAO’s primary idea is to allow you to mint and manage the $DAI stablecoin. It was among the first projects in the DeFi space, launched in 2017. Recently, Maker rebranded itself as Sky, introducing Sky Money ($SKY) as an $MKR upgrade.
When it comes to RWA tokenization, Maker doesn’t appear to be built specifically for that purpose. However, the project also provides the option to tokenize RWAs and use them as collateral.
Therefore, you can use RWAs as collateral to borrow $DAI, where you can access liquidity while retaining asset ownership.
To successfully start the tokenization process, you’ll have to connect with Centrifuge. The whole tokenization lasts for about 11 weeks and includes pre-discussion, information gathering, analysis, and onboarding. After the successful onboarding, the Maker Risk team still monitors portfolios.
With this in mind, RWA owners are somewhat limited when it comes to asset management. This might not be ideal if you’re looking for more freedom in the tokenization process. Still, it might come as a good solution if you’re not tech-savvy and need help during and after RWA token generation.
MakerDAO relies on decentralized governance and is leading DeFi integration with traditional finance. It has an active community and collaborates with Centrifuge, Huntington Valley Bank, 6S Capital, and BlockTower.
While that may be true, there’s still some confusion regarding the $MKR–$SKY rebrand. The community has voted for this, but now it appears the people are not happy with the change, according to a Reddit post in the official subreddit. If you’re looking to invest in $SKY, it might be better to wait and see how the rebrand will proceed.
The Best Non-Custodial Wallet to Hold RWA Coins In
RWA support: Supports all tokens from the list, other than $ALgO and $SKY
Blockchain: 60 blockchains in the pipeline
Best Wallet is a non-custodial, multi-chain crypto wallet without KYC. This means no third party is managing your funds, and you can purchase crypto across several blockchains (60+ in the pipeline), including some RWA tokens.
At the moment, Best Wallet is available as an iOS and Android mobile app. Account setup is easy – all you need is to provide an email and set a passcode.
There’s no ID verification, and the interface comes with the following features:
- Multi-chain wallet
- Direct access to presale tokens
- Trading tools (buy, sell, swap)
- Rewards for $BEST token holders
- Apps (staking via RocketPool, DeFi tools like Dex Screener, and more)
In the Trade section, you can purchase crypto with bank cards, transfer your holdings to another wallet, or treat it like an exchange to swap tokens, including RWAs. As with other wallets, you can receive crypto and access transaction history.
If you’re looking for some earning features, the Apps section offers staking with Lido and Rocket Pool. There’s also a Project Directory featuring promising presales and a News section. The Rewards section shows you a selection of welcome bonuses for crypto casinos, available exclusively to Best Wallet users.
In case you hold some $BEST, you benefit from gas-free transactions and airdrops. There are also daily quests where you can earn $BEST tokens while having fun. This wallet is one of the best Bitcoin wallets to use if you’re looking for a simple interface with great investment tools.
How We Review and Choose The Best RWA Crypto
Here’s how we analyze each project to provide you with the list of the best RWA crypto options today:
Origin & team
We explore the project’s fundamentals and whether it’s actively working on introducing RWA tokenization to the industry. We check the team members and their dedication to the brand. We note public presence, partners, and updates regarding recent developments.
Assets supported
We explore specific assets users can tokenize and dive into asset management. We note whether the project can support the tokenization of tangible assets (for example, real estate), intangible assets (for example, in-game items), or both types of assets. We also check who is responsible for asset management and note whether you need to be actively involved or management is delegated.
Community sentiment
We check Reddit, Twitter, Medium, and forums to understand community sentiment. We rely on the opinions of real people to see whether the project has a future and whether users believe it can really solve the RWA tokenization challenge.
Monetization options
Additionally, we check monetization options. We understand staking, fractional ownership, sales, and more, and share the knowledge with you.
Market performance & tokenomics
Finally, we analyze market performance and tokenomics to bring you the latest information of the projects’ native coins, including $ALGO, $LINK, $AVAX, and others. We check whitepapers and CoinMarketCap data to help you make informed decisions.
Are RWA Coins as Promising as They Say?
Any investment brings specific pros and cons, including even the best RWA crypto projects. Here’s what you should consider.
Buy RWA Tokens If:
- You’re looking for exposure to expensive real-world assets like real estate
- You understand how some of the best RWA crypto works and are not afraid to dive into the tech
- You’re considering passive income through staking and/or yield-bearing assets
- You like the idea of fractional ownership
- You are looking to move away from traditional finance (TradFi) to decentralized finance (DeFi)
- You would like to diversify your investment portfolio
- You want to tokenize your own assets
Don’t Buy RWA Tokens If:
- You are worried about regulations surrounding asset tokenization
- You don’t want to rely on third-party custodians to manage your assets
- You prefer fully decentralized assets without off-chain involvement
- You’re not a fan of KYC and prefer anonymity when it comes to crypto
- You can’t deal with potential legal restrictions and compliance in your location
While these tokens seem promising, remember to do your own research. We don’t give financial advice. While we analyze each project in-depth, the cryptocurrency market remains volatile and unpredictable. Financial losses are possible, and the risk is high.
Best RWA Crypto: Final Thoughts
RWA tokenization introduces a new approach to traditional investing. It offers fractional ownership, easy asset management, new revenue-generating streams, and a more inclusive market.
With such tokens, you can enter various markets and expand your portfolio with art, collectibles, real estate, gold, or even agricultural commodities. Most of the projects in this article support the tokenization of various RWAs, yet some, like Quant, are focused more on financial instruments.
However, RWA tokenization still needs proper regulation. Remember to do your own research and gauge market sentiment. This article is not financial advice.
FAQs
1. What is the best RWA token to buy?
Chainlink ($LINK) is currently the best RWA token. It is a decentralized oracle network that connects blockchains with off-chain data. It enables the automation of real-world financial contracts, verifies and secures data necessary for tokenization, and facilitates cross-chain liquidity. Asset owners use it to tokenize commodities, equities, bonds, and similar assets. It offers provably secure nodes, end-to-end decentralization, and high levels of security.
2. How to make money with RWA?
With RWA cryptos, you can make money by tokenizing your own assets, partially or in whole, and offering them on the designated platform. Additionally, you can raise capital via crowdfunding without giving ownership of your asset. If you’re an investor, you could make money by investing in yield-bearing assets, waiting for the price to increase, or via DeFi lending and staking the RWA tokens.
3. How to invest in RWA?
Decide whether you want to invest in tangible or intangible tokenized goods. Select a reputable platform that offers selected tokenized assets. Set up a wallet, either directly on the platform or via a third party. Pass the KYC if required, and fund your wallet. Depending on the platform, you might need a certain stablecoin to purchase RWAs, so obtain the stablecoin first. Proceed to buy your selected RWA.
4. Where can I buy RWA coins?
Some of the best centralized platforms to invest in RWA coins and tokens are Coinbase, Binance, and Kraken. You might also have access to RWA crypto via a decentralized exchange like PancakeSwap or a crypto wallet such as MetaMask.
