The two companies bring together legal, regulatory, and fintech expertise to simplify the way businesses build banking and payment infrastructure.
SKY7 and Fintech Amigo are strengthening their strategic collaboration through IBAN Cloud, a joint project designed to help businesses and individuals find banking and payment solutions that match their actual needs and business models.
Although both companies operate within the fintech industry and often work with similar types of clients, their areas of expertise are distinct and highly complementary.
SKY7 specializes in the legal, regulatory, and corporate aspects of financial businesses. The company assists clients with obtaining financial and crypto licenses, establishing companies across different jurisdictions, developing AML and compliance frameworks, opening banking and payment accounts, and supporting transactions involving the acquisition of existing licensed financial institutions.
Fintech Amigo focuses on the technology and infrastructure behind fintech businesses. The company designs technical architectures for financial products, helps select and implement core banking systems, and integrates external providers ranging from Banking-as-a-Service, Cards-as-a-Service, and KYC/KYB solutions to liquidity providers, custody infrastructure, Wallet-as-a-Service, and blockchain analytics.
The collaboration is built around a simple principle: launching and scaling a financial product cannot be efficiently divided into isolated legal, banking, and technology tasks. For an entrepreneur, it is one project in which corporate structure, licensing, compliance, technology, banking relationships, and payment infrastructure must operate as a single ecosystem.
The practical result of combining these two areas of expertise is IBAN Cloud.
The project was created in response to a challenge regularly faced by fintechs, EMIs, PSPs, crypto companies, and international businesses: finding the right banking infrastructure is becoming increasingly complex.
One company may require an operating account, while another needs safeguarding or settlement accounts. An international business may need multi-currency accounts, SEPA and SWIFT connectivity, FX, acquiring, or mass payouts. A CEX, OTC desk, or prime broker may require fiat banking and settlement infrastructure specifically compatible with its crypto-related business model.
Instead of starting with the question, “Which bank should we open an account with?”, IBAN Cloud starts by determining what financial infrastructure the business actually needs.
Based on the client’s business model, geography, currencies, expected volumes, account purpose, and flow of funds, the required banking and payment structure can be mapped out. Potentially suitable banks, EMIs, and other financial partners can then be identified, while clients receive support with application preparation, introductions, and the onboarding process.
Importantly, IBAN Cloud is not a bank, does not hold client funds, and does not make account-opening decisions. The final decision always remains with the relevant bank or payment institution.
This approach is particularly relevant for regulated fintech and crypto businesses, where financial institutions assess not only the company and its license but also its ownership structure, AML framework, client geography, source of funds, and overall flow of funds.
IBAN Cloud also supports traditional international businesses and individuals seeking international accounts, multi-currency solutions, FX, corporate cards, or more efficient cross-border payment infrastructure.
The collaboration between SKY7 and Fintech Amigo reflects a broader trend across the fintech industry: as regulation, technology, and banking infrastructure become increasingly complex, specialized areas of expertise need to work together.
At the core of the partnership is a shared principle: financial infrastructure should be built around the client’s business model — not the business model around a randomly available provider.
Try IBAN Cloud
If your company is looking for a banking or payment account, access to new currencies, SEPA or SWIFT connectivity, acquiring, settlement solutions, or a more comprehensive banking and payment infrastructure, you can submit your requirements through IBAN Cloud and start exploring suitable solutions.
Visit https://ibancloud.com/ and try IBAN Cloud.
