• Press Releases
    • Submit a press release
    • Read All
  • Contact us
Advertise
Bitcoinist.com
Buy Neo Pepe
No Result
View All Result
🚀 BUY NEO PEPE PROTOCOL 🚀
  • Bitcoin
    • News
    • Price
    • Businesses
    • Acceptance
    • Technology
    • Investment
    • Regulation
    • Reviews
    • All Bitcoin News
  • Altcoins
    • News
    • Price
    • Ethereum
    • Ripple
    • Litecoin
    • EOS
    • NAGA
    • All Altcoin News
  • Tech
    • Blockchain
    • Security
    • FinTech
    • Price
      • Bitcoin Price
      • Ethereum Price
      • Binance Coin Price
      • Litecoin Price
  • Industry
    • Industry News
    • Press Releases
  • How to
    • Buy gift cards/mobile Top Ups with Cryptos
    • What Is Bitcoin?
    • Best Bitcoin Wallet
    • Bitcoin vs Ethereum
    • Why Use Blockchain Technology?
    • Bitcoin Cash ABC vs. Bitcoin Cash SV
    • How to Buy Cryptocurrency
    • How to do Crypto Gambling
      • Crypto Casinos
        • Ethereum Casinos
        • Solana Casinos
        • LiteCoin Casinos
        • DogeCoin Casinos
        • Live Crypto Casinos
        • New Casinos
        • Instant Withdrawal Casinos
        • Cash App Casinos
        • No KYC Casinos
        • VPN Casinos
        • Offshore Casinos
          • Crypto Casinos IT
          • Crypto Casinos ES
            • All Guides
          • Crypto Casinos JP
          • Crypto Casinos SG
          • Crypto Casinos MY
          • Crypto Casinos KR
          • No GAMSTOP Casinos in UK
          • No Cruks Casinos NL
      • Crypto Betting
        • No ID sportsbooks
    • Play Crypto Games
      • Crypto Poker
      • Crypto Slots
      • Crypto Blackjack
      • Crypto Crash Gambling
        • Aviator Sites
      • Plinko
    • Bitcoin Mining
    • Best Bitcoin Brokers
    • Best Bitcoin Forex Brokers
    • How To Earn Bitcoin
    • What is Facebook Libra?
    • Ripple and XRP: The Complete Guide
  • Events
  • Play Games
Breaking News: Polymarket Set To Go Live In The US Following CFTC Approval, Says CEO
🚀 BUY NEO PEPE PROTOCOL 🚀
  • Bitcoin
    • News
    • Price
    • Businesses
    • Acceptance
    • Technology
    • Investment
    • Regulation
    • Reviews
    • All Bitcoin News
  • Altcoins
    • News
    • Price
    • Ethereum
    • Ripple
    • Litecoin
    • EOS
    • NAGA
    • All Altcoin News
  • Tech
    • Blockchain
    • Security
    • FinTech
    • Price
      • Bitcoin Price
      • Ethereum Price
      • Binance Coin Price
      • Litecoin Price
  • Industry
    • Industry News
    • Press Releases
  • How to
    • Buy gift cards/mobile Top Ups with Cryptos
    • What Is Bitcoin?
    • Best Bitcoin Wallet
    • Bitcoin vs Ethereum
    • Why Use Blockchain Technology?
    • Bitcoin Cash ABC vs. Bitcoin Cash SV
    • How to Buy Cryptocurrency
    • How to do Crypto Gambling
      • Crypto Casinos
        • Ethereum Casinos
        • Solana Casinos
        • LiteCoin Casinos
        • DogeCoin Casinos
        • Live Crypto Casinos
        • New Casinos
        • Instant Withdrawal Casinos
        • Cash App Casinos
        • No KYC Casinos
        • VPN Casinos
        • Offshore Casinos
          • Crypto Casinos IT
          • Crypto Casinos ES
            • All Guides
          • Crypto Casinos JP
          • Crypto Casinos SG
          • Crypto Casinos MY
          • Crypto Casinos KR
          • No GAMSTOP Casinos in UK
          • No Cruks Casinos NL
      • Crypto Betting
        • No ID sportsbooks
    • Play Crypto Games
      • Crypto Poker
      • Crypto Slots
      • Crypto Blackjack
      • Crypto Crash Gambling
        • Aviator Sites
      • Plinko
    • Bitcoin Mining
    • Best Bitcoin Brokers
    • Best Bitcoin Forex Brokers
    • How To Earn Bitcoin
    • What is Facebook Libra?
    • Ripple and XRP: The Complete Guide
  • Events
  • Play Games
Bitcoinist.com
No Result
View All Result
Breaking News: Polymarket Set To Go Live In The US Following CFTC Approval, Says CEO
XRP Ledger news

XRP Ledger Activates On-Chain KYC/AML In Major Upgrade

Jake Simmons
by Jake Simmons
3 hours ago
·
Posted in XRP
Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure

The XRP Ledger (XRPL) activated its “Credentials” amendment on September 4, 2025 at 03:51:21 UTC, bringing a native, standards-aligned identity layer to the base protocol and enabling KYC/AML-aware flows directly on-chain. The upgrade follows the XRPL’s amendment governance model—an 80%+ validator supermajority maintained for two weeks—culminating in an EnableAmendment event that permanently switches the new rules on for all subsequent ledgers.

XRPL Adds Native KYC And AML Controls

At the heart of the change is XLS-0070 (“Credentials”), a specification designed to let issuers attest facts about an XRPL account—such as identity verification or sanctions status—in a way that other participants can rely on without exposing private documents to the chain. As the XRPL documentation puts it, “The Credentials feature is a set of tools for managing authorization and compliance requirements using the XRP Ledger blockchain, while respecting privacy and decentralization.” The design “draws from the W3C Verifiable Credentials standard,” adapting it so that the subject of a credential is an XRPL address rather than a URL.

Ripple’s open-source spec site captures the institutional rationale succinctly: “Credentials provide a set of tools for managing authorization and compliance requirements on the XRP Ledger, while respecting privacy and decentralization”—a framing that makes the feature legible to regulated actors who need attestations without building proprietary allow-lists.

Related Reading: Coinbase Wallet Shows Massive XRP Cuts, What’s Going On?

Functionally, the amendment introduces new protocol-level objects and transactions so attestations can be issued, accepted, referenced and revoked on-chain. The XRPL’s Known Amendments registry enumerates the changes: three new transactions—CredentialCreate (issuer provisions a credential), CredentialAccept (subject validates it), and CredentialDelete (revocation/cleanup)—plus a new Credential ledger entry type. It also extends the existing DepositPreauth feature so deposit authorization can be expressed in terms of credential requirements, and adds a CredentialIDs field to several transactions (including Payment, EscrowFinish, PaymentChannelClaim, and AccountDelete) so a sender can present a set of credentials when interacting with a destination that enforces compliance gates.

Crucially, the concept docs emphasize that personal documents never touch the blockchain. In a canonical flow, a business that must restrict interactions to KYC’d accounts names trusted issuers off-chain; the issuer verifies the user privately and then writes only a signed credential to the ledger. “The documents that [the user] sends… are never published or stored on the blockchain,” yet multiple counterparties can rely on the same credential, avoiding redundant verification. That balance—on-chain attestations, off-chain evidence—mirrors the W3C Verifiable Credentials model while keeping attestations portable across the XRPL’s features.

Related Reading: Banks Won’t Trust Ripple And XRP, SWIFT CIO Says

The activation also slots into a broader roadmap aimed at institutional-grade rails. Credentials are a prerequisite and companion for other permissioned constructs under consideration, such as Permissioned Domains and a Permissioned DEX, which expect participants to present valid credentials to access controlled liquidity or domain-scoped markets. The documentation for those proposals explicitly ties enforcement back to Credentials, underscoring that the identity layer is designed to be reusable across product surfaces rather than a one-off toggle.

From an implementation standpoint, the feature has been visible to developers for months: Ripple’s reference server (rippled) releases highlighted Credentials among new amendments, the doc set shipped end-to-end guidance and code samples for testing on Devnet, and explorers tracked validator votes toward the 28/35 threshold. Today’s mainnet enablement flips the feature from “open for voting” to production reality, allowing issuers, exchanges, and fintechs to build credential-gated flows that settle atomically on XRPL.

Technically, the change is conservative but far-reaching. Because CredentialIDs can now ride alongside standard Payment semantics, an institution can—at the protocol layer—only accept deposits when the presented set of credential hashes matches a policy it has configured via DepositPreauth. That enforcement happens without bespoke middleware and is recorded in transaction metadata, improving auditability for regulated entities.

Combined with existing primitives (trust lines, AMM, DEX, escrow), the path is open to programmatic policies like “accept euro-stablecoin from counterparties with an up-to-date KYC credential from issuer X, and route cross-currency through a permissioned market if both sides meet domain requirements.”

At press time, XRP traded at $2.82.

XRP price
XRP price, 1-day chart | Source: XRPUSDT on TradingView.com
Featured image created with DALL.E, chart from TradingView.com
Editorial Process for bitcoinist is centered on delivering thoroughly researched, accurate, and unbiased content. We uphold strict sourcing standards, and each page undergoes diligent review by our team of top technology experts and seasoned editors. This process ensures the integrity, relevance, and value of our content for our readers.
ShareTweetShareShare

Sign Up for Our Newsletter!

For updates and exclusive offers enter your email.

I consent to my submitted data being collected and stored.
Jake Simmons

Jake Simmons

Follow

Jake Simmons has been a Bitcoin enthusiast since 2016. Ever since he heard about Bitcoin, he has been studying the topic every day and trying to share his knowledge with others. His goal is to contribute to Bitcoin's financial revolution, which will replace the fiat money system. Besides BTC and crypto, Jake studied Business Informatics at a university. After graduation in 2017, he has been working in the blockchain and crypto sector. You can follow Jake on Twitter at @realJakeSimmons.

Full Profile

Related Posts

XRP

Coinbase Wallet Shows Massive XRP Cuts, What’s Going On?

14 hours ago
SEC Ripple XRP

Crypto Expert Says Something Big Is Coming For XRP, Why The October 18th Date Is Important

17 hours ago
emirates-crypto-pay-xrp-billets-avion-2026

Crypto et aviation : Emirates choisit le XRP pour 2026

1 day ago
Ripple news

Ripple–Thunes Deal Targets Faster Payments Across 7 Billion Accounts

1 day ago
xrp cardano_charles_hoskinson_ada_adausd_optimized

BlackRock Holds Back on XRP as ETF Rumors Heat Up for Cardano, Polkadot, and Chainlink

1 day ago
Ripple XRP vs SWIFT news

Banks Won’t Trust Ripple And XRP, SWIFT CIO Says

1 day ago

Premium Sponsors

Press Releases

  • mining

    6 Most Reliable Crypto Mining Software to Help Miners...

    2 minutes ago
  • MemeCore...

    6 hours ago
  • XRP is expected to break through $7. APT Miner helps...

    13 hours ago
  • miner

    Expectations of a Federal Reserve rate cut and demand for...

    17 hours ago
  • miner

    BlackRock suspends XRP listing, price faces resistance...

    17 hours ago

Bitcoin news portal providing breaking news, guides, price analysis about decentralized digital money & blockchain technology.

Buy Neo Pepe

Bitcoin

  • News
  • Price
  • Businesses
  • Acceptance
  • Technology
  • Investment
  • Regulation
  • Reviews

Altcoins

  • News
  • Price
  • Ethereum
  • Ripple
  • Litecoin
  • EOS

Categories

  • Blockchain
  • Security
  • FinTech
  • Technology
  • Trending
  • Breaking News
  • Press Releases
  • How to

About Us

  • Advertise
  • Contact us
  • Editorial Policy
  • Privacy Policy
© 2025 Bitcoinist.com. All Rights Reserved.
  • Bitcoin
    • News
    • Price
    • Businesses
    • Acceptance
    • Technology
    • Investment
    • Regulation
    • Reviews
    • All Bitcoin News
  • Altcoins
    • News
    • Price
    • Ethereum
    • Ripple
    • Litecoin
    • EOS
    • NAGA
    • All Altcoin News
  • Tech
    • Blockchain
    • Security
    • FinTech
    • Price
      • Bitcoin Price
      • Ethereum Price
      • Binance Coin Price
      • Litecoin Price
  • Industry
    • Industry News
    • Press Releases
  • How to
    • Buy gift cards/mobile Top Ups with Cryptos
    • What Is Bitcoin?
    • Best Bitcoin Wallet
    • Bitcoin vs Ethereum
    • Why Use Blockchain Technology?
    • Bitcoin Cash ABC vs. Bitcoin Cash SV
    • How to Buy Cryptocurrency
    • How to do Crypto Gambling
      • Crypto Casinos
      • Crypto Betting
    • Play Crypto Games
      • Crypto Poker
      • Crypto Slots
      • Crypto Blackjack
      • Crypto Crash Gambling
      • Plinko
    • Bitcoin Mining
    • Best Bitcoin Brokers
    • Best Bitcoin Forex Brokers
    • How To Earn Bitcoin
    • What is Facebook Libra?
    • Ripple and XRP: The Complete Guide
  • Events
  • Play Games
Advertise

© 2025 Bitcoinist. All Rights Reserved.

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy Center or Cookie Policy.