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XRP

Why This Pundit Believes That XRP Holders Will Become Millionaires And Billionaires

Scott Matherson
by Scott Matherson
Last Updated: December 26, 2025 12:00 pm
·
Posted in XRP
Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure

A pundit has stirred conversation in the crypto community by suggesting that XRP holders could see unprecedented wealth, potentially reaching millionaire or billionaire status. He cites the evolving crypto regulatory landscape in the United States (US) and XRP’s potential to play a significant financial role in the economy, which could drive strong demand and value growth for the altcoin. 

Why XRP Holders Are Poised For Extraordinary Wealth

Joshua Dalton, the founder of Triblu, an unfunded IT services company, predicted in an X post that XRP holders could become millionaires, billionaires, trillionaires, and even quadrillionaires. He stated that while Bitcoin enthusiasts, including Strategy founder Michael Saylor, may see little to no gains from the token in the future, community members are uniquely positioned to achieve extraordinary wealth. 

Related Reading: XRP Is At Its Best Potential Recovery Level Since 2022, Here’s Why

In his post, Dalton characterized the altcoin as a unique opportunity for financial growth, potentially surpassing what Bitcoin offers. Trading at just $1.86 compared with Bitcoin’s value of more than $88,000, XRP’s low price gives its investors a notable advantage. This affordability could prove especially beneficial to creating wealth if the cryptocurrency experiences a major price surge in the future. 

In Dalton’s case, the focus is not on price differences but on the potential impact the token could have on the US economy if it becomes a reserve currency. He argued that Bitcoin cannot serve as the official currency for the US reserves because its creator, Satoshi Nakamoto, remains unknown. He also suggested that Bitcoin could potentially be controlled or operated by China, making it untrustworthy and unreliable for national financial purposes.

On the other hand, the Triblu founder noted that the government can fully trust XRP because it is operated by Ripple and entirely based in the United States. Dalton emphasized that, unlike Bitcoin, the altcoin has the capacity to address the national challenges, including the roughly $38 trillion debt crisis. He framed it as a more reliable and strategically valuable asset for the country, highlighting its capacity to support large-scale economic stability in ways that Bitcoin cannot. 

XRP’s Potential Amid Evolving US Regulations

Dalton’s remarks about XRP being a better reserve currency than Bitcoin for the US come amid evolving regulatory developments in the country. In January, President Donald Trump signed an executive order establishing a national reserve for Bitcoin and other altcoins, fueling rumors that the token could be included in the reserve. 

Related Reading: XRP Price To Surge: Analyst Shares ‘Interesting Chart’ That Has Previously Led To A Rally

Additionally, this year, the US House of Representatives has passed multiple crypto-related bills, including the CLARITY ACT, GENIUS ACT, and the Anti-CBDC Surveillance State Act. These legislative measures are expected to positively influence the regulatory landscape for cryptocurrencies, potentially fostering wider adoption, increasing investor confidence, and creating a more stable environment for digital assets. 

This is particularly significant for XRP, especially following the resolution of its legal battle with the US Securities and Exchange Commission (SEC), which has strengthened its legitimacy and growth prospects.

XRP
XRP trading at $1.86 on the 1D chart | Source: XRPUSDT on Tradingview.com
Featured image from Getty Images, chart from Tradingview.com
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Scott Matherson

Scott Matherson

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Scott Matherson is a leading crypto writer at Bitcoinist, who possesses a sharp analytical mind and a deep understanding of the digital currency landscape. Scott has earned a reputation for delivering thought-provoking and well-researched articles that resonate with both newcomers and seasoned crypto enthusiasts. Outside of his writing, Scott is passionate about promoting crypto literacy and often works to educate the public on the potential of blockchain.

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