As investors look beyond memes for sustainable returns, one project has quietly raised $18.60 million and attracted 18,000+ presale participants, Mutuum Finance (MUTM).
They see three reasons why Mutuum Finance (MUTM) now stands as a serious contender in the top crypto arena. First, its real-world utility will drive demand. Second, its token launch is tied to a live protocol. Third, staking and buybacks will fuel growth. Read on to see why this defi crypto project may outpace meme coins like DOGE.
DOGE Snapshot & Recent Context
Dogecoin (DOGE) is currently trading below its major moving averages, signaling ongoing bearish pressure. The $0.15 level is serving as a key support zone. If this support fails, price targets could extend lower toward $0.13. However, analysts note that a short-term rebound toward $0.17 remains possible before any further downside movement.
In related news, KuPool has appointed Shelton Qiu as its new Chief Operating Officer. The move aims to strengthen KuPool’s Dogecoin mining capabilities through expanded technological innovation and more user-focused services, positioning the company to enhance its competitiveness in the growing crypto mining sector.
The meme coin remains volatile, riding social sentiment and headline hype but offering modest protocol utility. While DOGE enjoys brand recognition, it lacks the real lending, staking and stablecoin mechanics built into Mutuum Finance (MUTM). That gap lets MUTM position itself as a fundamentally-driven alternative in the defi crypto arena.
Presale Snapshot & Immediate FOMO
Mutuum Finance (MUTM) is a decentralised lending protocol built for real usage. It offers P2C (pool-based lending for blue-chip assets) and P2P (direct loans for riskier tokens).
Depositors get mtTokens representing their share and earned interest. Mutuum Finance (MUTM) will also launch an over-collateralised stablecoin pegged to $1, creating fresh demand for the token. The dashboard and leaderboard are already live, showing early momentum.
Mutuum Finance (MUTM) has a total supply of 4B MUTM. The combined presale amount raised sits at approximately $18.60 million. The current presale price is $0.035 per MUTM. There are around 17,800 holders across all phases. In the current Phase 6, 170M tokens are allocated and 87% are already sold.
The next Phase 7 will price MUTM at $0.04 — a 15% jump. With cards accepted and no purchase limits, buying will become easier and friction will drop. Phase 6 is nearly closed: buy at $0.035 or face a likely immediate move to $0.04. Analysts modelling platform launch and listing scenarios show plausible upside of 200% to 1,000%.
Why MUTM Could Outperform DOGE: Three Drivers
When Mutuum Finance (MUTM) brings protocol and token together, user onboarding will accelerate. A working product means liquidity and listing interest will spike, faster than coins without utility. The launch will fuel real usage, not just hype.
Mutuum Finance (MUTM) will allow users to borrow stablecoin by posting ETH, SOL, AVAX collateral. Each time loans are created and repaid, demand for MUTM will grow from multiple angles: interest, collateral, minting and burning. This recurring cycle builds long-term demand for MUTM and hence appreciates its pricing beating DOGE.
A portion of platform revenue will buy MUTM on the open market and distribute to mtToken stakers. That creates a native reward loop: stake, earn, benefit. A stable borrow interest model also ensures strong liquidity: when variable and stable rates diverge beyond thresholds, the system will rebalance to protect lenders.
This mechanism supports confidence and participation. With the increasing use of the platform, there will be more open market buy backs of MUTM, increasing its demand and hence its pricing.
Upcoming Protocol Launch & Community Mechanics
Mutuum Finance (MUTM) confirmed through its official X account that the V1 protocol release is scheduled to debut on the Sepolia Testnet in Q4 2025.
This first version will introduce the main operational layers of the platform — including the liquidity pool, mtToken and debt token systems, along with an automated liquidator bot responsible for maintaining balance and risk control. In this phase, users will be able to lend, borrow, and secure their positions using ETH or USDT as collateral.
Rolling out V1 on a testnet allows users to interact with the protocol in a real environment before the mainnet release. This early access approach supports transparency, strengthens user trust, and gradually draws more activity to the platform. As engagement increases, it may also contribute to rising token demand and reinforce the long-term value proposition of MUTM.
The community incentive of $100,000 giveaway is underway: ten winners will each receive $10,000 in MUTM tokens. A live dashboard is available where you can do ROI calculation now. The top 50 leaderboard gives bonus distributions, and a daily leaderboard top prize of $500 is awarded to the highest-transacting participant within each 24-hour window. This level of engagement and transparency supports momentum and demand.
Phase 6 is 87% sold and the next price is locked in at $0.04 (+15%). If you want exposure to a project with real product momentum and buy-back driven demand about to go live, consider Mutuum Finance (MUTM) before Phase 6 closes.
This article is not financial advice. Please DYOR before investing in cryptocurrency.
Authored by Bitcoinist, https://bitcoinist.com/mutuum-finance-mutm-raised-18m-analysts-believe-it-may-outperform-doge
